Warm, expert guidance on Wills, Lasting Powers of Attorney and Trusts — by phone, video or in person across the Cotswolds, Gloucestershire, Worcestershire, Herefordshire and Warwickshire.
Estate planning is simply about putting the right things in place while you are well and able — so that the people you love are always protected, whatever life brings. It means a valid Will, choosing who should inherit, arranging guardianship for your children, and setting up Lasting Powers of Attorney so trusted people can step in if you ever lose capacity.
It is not just for the wealthy or the elderly. If you own a home, have savings, have children, live with a partner, or simply want your wishes to be followed — estate planning matters to you. Without a valid Will, the law decides who inherits, and that may not reflect your wishes at all.
We guide you through the whole process remotely — by phone or video call — at a pace that suits you, with face-to-face appointments available where needed.
Your Will is the clearest way to look after the people you love. It decides who inherits your estate, who looks after your children, and who carries out your wishes — and without one, the law makes those decisions for you. We write clear, legally valid Wills in plain English, with no jargon and no rush.
If you die without a valid Will, you die "intestate" — and the rules of intestacy decide who gets what. Those rules can leave an unmarried partner with nothing, divide an estate in ways you would never have chosen, and force your family through unnecessary stress and cost at the hardest possible time.
A properly prepared Will puts you back in control. You choose your beneficiaries, appoint guardians for young children, name the executors you trust, and can leave specific gifts or messages to the people who matter most. It is, quite simply, the clearest way to protect your family.
Many couples choose Mirror Wills — two matching Wills that leave everything to each other, and then to your children or chosen beneficiaries. They are a simple, cost-effective way for partners to protect one another, and we can prepare them together in a single appointment.
We start with a relaxed, free consultation — by phone or video — to understand your family, your assets and your wishes. There is never any pressure. From there we prepare your Will, go through every clause so you understand exactly what it means, and make sure it is signed and witnessed correctly so it is legally sound and completely clear.
No. A Will does not have to be written by a solicitor to be legally valid — it must simply be prepared correctly and signed and witnessed in line with the Wills Act 1837. We prepare your Will to a high professional standard and ensure it is executed properly.
You should review your Will after any significant life change — marriage, divorce, a new child or grandchild, buying a home, or the death of someone named in it. Marriage revokes an existing Will in most cases, so it is important to review at that point.
The rules of intestacy apply. These are fixed legal rules that may not reflect your wishes at all — an unmarried partner could receive nothing, and your estate may pass to relatives you would not have chosen. A Will prevents this entirely.
Yes. You can leave specific items, amounts of money, or gifts to particular people, charities or organisations. You can also include a letter of wishes alongside your Will to give guidance on personal matters — though this is not legally binding, it helps your executors carry out your intentions.
Single Will from £150 · Mirror Wills from £250 · Free initial consultation included
Book a Free ConsultationA Lasting Power of Attorney lets you choose the people you trust to make decisions on your behalf if illness or an accident ever leaves you unable to make them yourself. It is one of the most powerful — and most overlooked — things you can put in place, and it only works if it is set up while you still have mental capacity.
There are two kinds of Lasting Power of Attorney, and most people benefit from having both.
A Property & Financial Affairs LPA lets your attorneys manage your money, pay your bills, and deal with your home and savings — even while you still have capacity, if you wish.
A Health & Welfare LPA lets them make decisions about your care, medical treatment and where you live — but only once you have lost capacity to decide for yourself.
Together they mean that if you were ever seriously ill, had a stroke, or developed dementia, the people you have chosen could step in immediately — rather than your family facing a slow, expensive Court of Protection application just to help you.
An LPA can only be made while you have the mental capacity to understand it. That is exactly why it should not be left too late. Once capacity is lost — through illness, injury or age — it is no longer possible to put one in place, and your loved ones are left with the far harder and more costly Court of Protection route.
Setting up an LPA now is a quiet act of kindness to your future self and your family. We guide you through choosing your attorneys, including replacement attorneys, and any instructions or preferences you would like recorded.
An LPA must be registered with the Office of the Public Guardian (OPG) before it can be used. The OPG charges a statutory registration fee of £82 per LPA — this is a government fee, entirely separate from our own charge for preparing your documents.
If you set up both types of LPA, there are two OPG fees. We are always completely upfront about this, and can tell you whether you may qualify for a reduction or exemption based on your income or benefits.
Most people benefit from having both. A Property & Financial Affairs LPA covers your money and property; a Health & Welfare LPA covers your care and medical treatment. They protect different things, and together they give your attorneys the ability to help across every area of your life if the need ever arises.
Your attorneys should be people you trust completely to act in your best interests — often a spouse, adult children, a close relative or trusted friend. You can appoint more than one, decide whether they act together or separately, and name replacements in case an attorney cannot act. We talk all of this through with you during your consultation.
Unfortunately not. An LPA can only be created while the person still has mental capacity. If capacity has already been lost, the family would need to apply to the Court of Protection to become a deputy — a far longer and more expensive process. This is why it is so important not to wait.
For a Property & Financial Affairs LPA, you can choose to allow your attorney to act immediately, or only when you have lost capacity. For a Health & Welfare LPA, your attorney can only act once you have lost capacity. We explain all of this clearly during your free consultation.
Health & Welfare LPA £300 · Property & Financial LPA £300 · Both together £550
Plus £82 per LPA OPG registration fee, payable directly to the Office of the Public Guardian.
Book a Free ConsultationA trust is a way of ring-fencing your assets — your home, your savings, an inheritance you want to pass on — so they are protected and passed to the right people, at the right time, in the way you intend. Used well, trusts can shelter a family home, provide for vulnerable loved ones, and keep wealth within the family for generations to come.
Trusts are not just for the wealthy. For ordinary families, they can protect a share of the family home so it passes to your children even if a surviving partner later remarries or requires care. They can safeguard an inheritance for a child who is young, vulnerable, or not yet ready to manage money responsibly. And they can help ensure that what you have worked hard for reaches your grandchildren, rather than being lost or diluted along the way.
Because every family is different, there is no single right answer. We take time to understand your circumstances and goals, then explain clearly which options are a good fit — and, just as importantly, which are not.
Many trusts are created within your Will and only come into effect after you die — for example, a Property Protection Trust that preserves your share of the family home, or a Discretionary Trust that lets your chosen trustees decide how and when beneficiaries receive their inheritance.
These are powerful tools for blended families, for protecting a partner while ultimately providing for your own children, and for adding a layer of protection around an inheritance. We always explain the benefits and the limitations honestly, so you can make a fully informed decision.
Trusts are frequently over-sold, and we will never do that. Some arrangements that are marketed heavily — particularly certain schemes claiming to guarantee protection from care fees — can be ineffective or even counter-productive. We give you straight, careful guidance about what a trust can realistically achieve for your situation, and we will tell you plainly if a trust is not the right answer.
It depends entirely on your circumstances, and you should be cautious of anyone who promises a guaranteed result. If assets are transferred into trust specifically to avoid care costs, a local authority can treat this as "deliberate deprivation" and disregard it. We will always give you honest, realistic advice — never a sales pitch.
No. Many ordinary families use trusts to protect a share of the family home, provide for a vulnerable relative, or keep an inheritance within the family. The key is matching the right type of trust to your situation — which is exactly what we help you to do.
A Property Protection Trust is usually created within your Will and protects your share of your home. When one partner dies, their share passes into trust — allowing the survivor to continue living in the home for life, while ensuring that share ultimately passes to your chosen beneficiaries, such as your children.
Yes. Many trusts are written into a Will and only take effect after death. We can prepare your Will with the appropriate trust built in, and explain clearly how it works, who the trustees are, and what it will and will not achieve for your family.
Trusts are tailored to your individual circumstances. Please contact us for a no-obligation consultation and quote.
Book a Free Consultation* Additional fees may apply depending on the complexity of the Will and the requirement for Testamentary Trusts.
Instructing us to complete both LPAs together gives a saving of £50. All consultations can be conducted remotely or face-to-face.
Trusts are tailored to your individual circumstances. Please contact us for a no-obligation consultation and quote.
The cost of tracing is dependent on the complexity of your needs. Please contact us for a no-obligation quote.
All fees are transparent with no hidden extras. A free initial consultation is included with every enquiry.
Book a Free ConsultationCotswold Estate Planning was founded on a simple belief: that putting your affairs in order should feel reassuring, not daunting.
Too many families are left to untangle things at the hardest possible moment — searching for documents, guessing at wishes, and facing avoidable cost and delay. It doesn't have to be that way. We listen properly, and guide you through every decision at your own pace. No jargon, no pressure — just clear advice and the confidence that everything is taken care of.
We are local and independent, which means we answer to you and no one else. We will only ever recommend what genuinely helps your family — and we will tell you plainly when something isn't needed.
When you contact Cotswold Estate Planning, you deal directly with Suzi — the same person from your very first conversation to your signed documents. There are no call centres and no being passed around. It means we get to know your situation properly, and you always know exactly who you are speaking to.
Suzi works with families across the Cotswolds, Gloucestershire, Worcestershire, Herefordshire and Warwickshire — by phone and video call, with face-to-face appointments available where needed or preferred. Every client receives the same patient, caring approach — because this matters.
07344 993190 Mon–Sat, 9am–6pm · Remote & face-to-face by arrangementWe treat every family the way we would want our own to be treated — with patience, kindness and real respect.
Independent advice with no hidden agenda. We will tell you exactly what you need — and what you do not.
Every fee agreed before we begin. No hourly billing, no surprise invoices — ever.
One point of contact throughout. You always know who you are speaking to and how to reach them.
Getting your affairs in order with us is refreshingly straightforward. Here is exactly what to expect — from your first call to complete peace of mind.
We start with a no-obligation chat — by phone or video call, at a time that suits you. There is nothing to prepare. We simply want to understand your family, what you own, and what matters most to you. The consultation is completely free, and there is no pressure to proceed.
Based on that conversation, we recommend the right combination of Will, LPA and — where it genuinely helps — a Trust. We explain each option in plain English, along with a clear fixed price agreed before any work begins. No hourly rates, no surprise bills.
We draft your documents and go through every part with you so you understand exactly what each clause means. When you are completely happy, we make sure everything is signed and witnessed correctly — so your documents are legally valid and beyond doubt.
Your finished documents are stored safely and are easy for your loved ones to find when they are needed. And we are still here afterwards — whenever life changes, whether a new grandchild, a house move or a change of heart, we can help you keep everything up to date.
For a straightforward Will or LPA, it is usually a couple of weeks from first consultation to signed documents. If your situation is urgent, we can often move faster.
Yes, genuinely. The consultation is completely free and carries no obligation whatsoever. We will explain what we recommend and what it would cost, and you are entirely free to take your time deciding.
Not at all. Everything is done remotely by phone or video call at a time that suits you — convenient, flexible, and from the comfort of your own home. Face-to-face appointments are available where needed or preferred.
We welcome complex situations — blended families, business owners, vulnerable beneficiaries, and more. We take the time to understand your circumstances fully before recommending anything, and we will always be honest if a specialist is better placed to help.
We serve five counties across the Heart of England. Most consultations are conducted remotely by phone or video call — convenient, flexible, and at a time that suits you. Face-to-face appointments are available where needed.
We serve the Cotswolds, Gloucestershire, Worcestershire, Herefordshire and Warwickshire — including Tewkesbury, Cheltenham, Worcester, Hereford, Stratford-upon-Avon and the many villages in between. Most consultations are conducted remotely by phone or video call, which is flexible and convenient for most clients. Face-to-face appointments are available where needed.
All fees are fixed and agreed with you before any work begins — you will never be charged by the hour or surprised by an unexpected bill. A Single Will starts from £150, Mirror Wills from £250, and Lasting Powers of Attorney from £300 each. The first consultation is completely free with no obligation.
Yes — and most of our clients prefer it. We conduct the majority of our consultations by phone or video call, which is flexible, convenient, and means you can talk things through from the comfort of your own home. Where a face-to-face meeting is needed or preferred, we are happy to arrange that too.
If you die without a valid Will, the law — not you — decides who inherits your estate. This can mean a partner you are not married to receives nothing, distant relatives inherit ahead of close friends, and your children may not be cared for by the people you would choose. A Will puts you in control.
A Lasting Power of Attorney lets you appoint someone you trust to manage your finances or make health decisions on your behalf if you ever lose the capacity to do so yourself. Without one, your family may face lengthy and expensive Court of Protection proceedings just to help you — even if your wishes are well known.
When someone passes away, it is not always easy to locate all the people named in their Will. We can help trace beneficiaries or executors who cannot be found, making sure the right people receive what they are entitled to. Fees are quoted on application depending on the complexity involved.
Book a free, no-obligation consultation today — by phone or video, at a time that suits you. No jargon, no pressure, no obligation.
Book a Free AppointmentFill in the form below or call us on 07344 993190 and we will be in touch promptly.